Whether you're turning 65, retiring, relocating to Raleigh, or reviewing your current Medicare coverage, The Medicare Butler provides clear, personalized Medicare guidance to help you make confident decisions.
As an independent Medicare advisor, Rodney Butler compares Medicare Supplement, Medicare Advantage, and Part D prescription drug plans from multiple insurance companies—at no additional cost to you.
Unlike call centers or captive agents, you'll work one-on-one with a local advisor who remains available long after enrollment.
Raleigh's Best Insurance Agent Winner (2024 & 2025)
Registered Social Security Analyst (RSSA®)
Licensed Insurance Professional Since 2007
Independent Medicare Advisor
Serving Clients Throughout North Carolina
Personalized Medicare Reviews at No Cost
Medicare Supplement insurance helps pay many of the out-of-pocket expenses left by Original Medicare, including deductibles, copays, and coinsurance.
Many Raleigh retirees choose Medicare Supplement plans because they offer:
Freedom to see any provider nationwide who accepts Medicare
No local provider networks
Predictable healthcare costs
Coverage while traveling throughout the United States
Over-the-counter allowances
Protection from Medicare Part B's 20% coinsurance
Popular options include:
Plan G
Plan N
High Deductible Plan G
Medicare Advantage plans combine Medicare Parts A and B and often include prescription drug coverage.
Depending on the plan, benefits may include:
Dental
Vision
Hearing
Fitness memberships
Over-the-counter allowances
Transportation
Meal benefits after qualifying hospital stays
Doctors
Hospitals
Specialists
Prescriptions
Pharmacies
Maximum out-of-pocket costs
Overall annual healthcare expenses
Raleigh residents commonly receive care through providers affiliated with:
WakeMed
UNC Health Rex
Duke Raleigh Hospital
Primary care physician
Specialists
Hospitals
Pharmacies
Prescription medications
We'll compare:
Covered medications
Drug tiers
Pharmacy networks
Deductibles
Copays
Annual prescription costs
Choosing the lowest premium doesn't always result in the lowest annual cost.
Your Medicare Initial Enrollment Period begins three months before your 65th birthday month and lasts for seven months.
However, everyone's situation is different.
We'll discuss questions such as:
Are you still working?
Does your employer have more than 20 employees?
Do you contribute to an HSA?
Are you delaying Social Security?
Is your current coverage creditable?
Proper planning today can help you avoid future penalties and coverage gaps.
Many Raleigh residents retire from:
State employment
Healthcare
Education
Technology
Corporate employers
Small businesses
Before leaving employer coverage, we'll review how Medicare coordinates with:
Employer insurance
COBRA
Retiree plans
Health Savings Accounts
Social Security
Coverage for a younger spouse
Moving may affect your Medicare Advantage or Part D coverage.
We'll help determine:
Whether your current plan is available in Raleigh
Whether your doctors remain in-network
Whether your prescriptions remain covered
Whether you qualify for a Special Enrollment Period
When should I claim Social Security?
Should I delay benefits?
How are Medicare premiums paid?
What happens if I continue working?
How do spousal and survivor benefits work?
In person
By phone
Virtually
Original Medicare
Medicare Supplement
Medicare Advantage
Part D
Enrollment periods
Medicare costs
Common mistakes to avoid

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